The explosion of Information Technology in Nigeria has meant that more people have access to internet connection and other innovative IT solutions, but this has brought its own ills.Two years ago, the Internet Crime Report ranked the country tops among the African countries from which fraudulent credit card transactions and other forms of cyber-crime originate. The local parlance for the perpetrators of these cyber cons is “Yahoo boys”.All that is needed for start-up is between N300 and N500 for an all-night internet access at a cybercafé or even a dial-up connection, a second rate laptop from the Computer Village, Ikeja, Lagos and a handful of software. As the con man toils all-night, setting traps for gullible citizens while they are asleep; he goes to sleep in the day, expecting to wake up to a harvest in form of money, in local and foreign currencies, saleable items like computers, or the PIN of somebody’s ATM card.Bolade Akeem, a resident of Ibadan, recently fell victim of these fraudsters. “I lost my one month salary to ATM fraud,” he said while narrating his predicament to NEXT.“I do hear about Yahoo boys, but I don’t know how they operate. The way they operate is secretive because victims do not talk about it, probably because doing so reveals their palpable vulnerability,” he said.“I responded to an email, purportedly from Interswitch, which said I needed to update my ATM card details. I didn’t know such email is rampant until I spoke out and other people started relating their own experiences,” he said.“Should every victim narrate his/her experience exactly the way it happened, many more people will not be entering it and the ‘yahoo business’ will be heading moribund by now,” said Mr. Akeem.Indeed, more young people are taking to the practice, either on a part-time or a full-time basis, as revealed by the manager of a Lagos Island-based cybercafé who spoke to NEXT on the condition of anonymity.Evil partnership“It’s difficult to run a profitable internet cafe in Lagos without the patronage of these boys,” he said, adding that “many Yahoo boys are unemployed. Some of them quit after getting regular source of income. At least I know about four that have quit.”From a list that included secondary school leavers, undergraduates, and unemployed university graduates, he deduced that more than poverty, idleness and lust for “quick money” are the reasons given by some of the boys he had spoken to.According to Mr. Akeem, the fertile avenue for the business of internet scam remains the public cybercafés.“The latest strategy, I learnt, is that they (scammers) liaise with some cybercafé owners and plug a particular device into computer systems. The device records any entry made on popular e-commerce and email websites, including credit card number and PINs,” said Mr. Akeem.Solution“We are being forced to embrace the ‘e-trends’ – e-payment, e-banking, e-this and e-that without a plan for e-security. These scammers can easily link up with their pals overseas for advanced scamming technology. This ‘Yahoo business’ is dynamic and has gone international,” said the cybercafé manager.However, Mr. Akeem suggested that the best protective measure is to be wary of unsolicited emails and use trusted internet network on a trusted computer equipped with latest protective software. “And the only computer you can trust is your own,” he added.Jide Awe, an IT expert and founder of Jidaw.com in a website post on cybercrime, listed some of the internet fraud schemes as those perpetrated through e-mail, chat rooms, message boards, or websites.According to the him, fraudsters are taking advantage of the speed and easy accessibility of the internet, cheaper to use fraudulent, deceptive “spamming” e-mails to dupe unsuspecting victims and the anonymity that the internet sometimes offers.Mr. Awe urged security agencies to be equipped with the skills, know-how and the insight necessary to fight cybercrime effectively.
Read more…
Posted by 9jabook.com on October 14, 2009 at 8:16pm
It has been reported that on November 1, 2009, the government of President Yar’Adua would commence fully the total deregulation of the downstream oil sector. This means that Nigerians must be prepared for a regime when government withdraws any semblance of protection of the consumer against unguarded pricing of petroleum products.
It must be stated for those who argue that deregulation would eventually lead to low pricing of petroleum products, and who are excited at citing the example in the telecommunications sector, that although diesel and kerosene are no more “subsidized” by government, their prices remain so high that manufacturers and other businesses which rely on their generators for electricity are running at a great loss as they must buy diesel at exorbitant prices for their generators, even as the government has been so deceptive and incompetent in all its highly publicized efforts to generate electricity for the public.
President Yar’Adua and his party, the PDP (which can fittingly be called Poverty Distribution Party) have been deriving tremendous satisfaction from seeing Nigerians suffer. While President Yar’Adua collects more than N2 million a month as “Hardship allowance”, he has no plan or thought for that Nigerian who is struggling to survive in a country that Yar’Adua and his murderous group have taken captive. While each Senator of the federal republic collects a daily allowance of 600 USD (I mean US dollars, not naira) as “lunch money” (Senate president, David Mark collects more than 1000 USD a day for “lunch”), the Nigerian worker is expected by those heartless killers to survive on N7, 500 or N5, 000 a month and to put in good service at work.
In the 2009 budget, N60 billion was voted for “Constituency projects” of the choosing of federal legislators. Each geo-political zone got N10 billion, which amount is under the control and use of the federal legislators in those zones. Each Senator, for instance collects N45 million every quarter for their senatorial district. Proper accounting is absent; the money is used up by those senators and nothing happens. Those guys in power, at the goading of Yar’Adua, are lynching our people! More than N1.2 trillion is spent to pay the salaries of less than 18,000 public officials in Nigeria! But the poor man and woman on the street must be made to suffer more and “sacrifice” for Yar’Adua’s seven-point agenda. Where is the conscience of Yar’Adua and his group of looters of our commonwealth?
In all these, I can hear so loudly the complicit silence of our religious leaders and “men of God”. If a founder of a church, with millions of worshippers, a General Overseer or Bishop, whose words carry great weight, maintains disturbing silence in the midst of this raping and oppression of a nation, they will give an account on the day of reckoning. Recently, the Sultan of Sokoto spoke out against the poor governance in the nation. That was a flash in the pan. I don’t know how President Yar’Adua responded secretly to silence the gentleman. It was reported that Bishop Oneikyan of Abuja also spoke against the present absence of good governance in Nigeria, and the PDP government reacted to silence him one way or the other. It goes to show the impact that those “men of God” can make if they (and they are so many) speak persistently without ceasing against the wickedness in high places. I would not want them to hide their words in bland euphemisms; they must speak out plainly and pronounce woes against wicked rulers such as Yar’Adua, David Mark, and the many governors who are destroying our nation.
But our men of God frolic with those thieves who have no compassion for Nigerians. They attend “Thanksgiving services” and “Holy Ghost” meetings, where conspicuous seats are reserved for them. So, our religious leaders have become a problem rather than the solution for a nation that has lost her conscience. Our traditional rulers are silent too. They only make pretentious noises when they suspect they are no longer getting from our corrupt political rulers the patronage they think they deserve. At that very moment of self-service they speak, ostensibly for the downtrodden. As soon as government accords the expected patronage they retire into their cocoons to enjoy their catch; the people are left tired and without a shepherd, exposed to any inhuman policies of government, such as the deregulation of the oil sector, without reliable and regular power supply, without effective public transport system, without social security system to assist the weak and poor in our midst etc.
This man went to commission a university in Saudi Arabia during the closure of Nigeria’s public universities under his watch. President Yar’Adua comes back to Nigeria, and surprises of all surprises, the National Association of Nigerian Students (NANS) gives him an award! What a nation! What students!
If the NLC wants to be taken seriously, they must insist on the following while they shut down the entire nation:
1. The immediate reduction in the salaries and allowances of all public officials to reflect the national minimum wage. The highest paid public official must not earn more than 40 times national minimum wage.
2. The suspension of the planned deregulation of the downstream oil sector until the following are done:
Public power supply is 24 hours a day without interruption.Importation of petroleum products is replaced by sufficient local refining in refineries located in Nigeria.i. Standard railways are built to link all the six geo-political zones.ii. All federal roads are built into international standards.iii. A highly organized social security system including universal health care, college tuition assistance, old age care, and family assistance is put in place.iv. All basic amenities such as potable water, public health care facilities must be a given.v. No serving public official (including the president) must seek health care abroad.
1. The upward review of the national minimum wage to N250 an hour or N40, 000 a month.
2. A total ban on importation of generators within one year, to remain enforced until public power supply is regular and uninterrupted.
3. Public expenditure on education, beginning with the 2010 budget should be a minimum of 26 percent of the total budget.
4. The passage into law by 2010 of a new Electoral Act, which reflects the recommendations of the Justice Uwais committee.
The nation needs a total shut down; a bold confronting of the excesses of government. If labor has anything to offer, this is the time. If Nigerian students have anything to give for the growth of the nation, this is the time. The minimum I ask for is that our “men of God” should not keep quiet until Nigeria becomes a place of praise. They rail at the little sinners in their congregations and mingle with Nigeria’s oppressors and looters. They strain at gnats but swallow camels. This silence is ungodly. Nigeria is in need of voices that will cry in the wilderness of our looted land. The NLC, NANS, and all Nigerian scholars must redeem themselves. What is the value of our education if our nation continues to flounder and we hold our peace?
Read more…
1. If you can't get your work done in the first 24 hours, work nights.2. A pat on the back is only a few centimeters from a kick in the butt.3. Don't be irreplaceable, if you can't be replaced, you can't be promoted.4. It doesn't matter what you do. It only matters what you say you've done and what you're going to do.5. After any salary raise, you will have less money at the end of the month than you did before.6. The more you put up with, the more you are going to get.7. You can go anywhere you want if you look serious and carry a clipboard.8. Eat one live toad the first thing in the morning and nothing worse will happen to you the rest of the day.9. When the bosses talk about improving productivity, they are never talking about themselves.10. If at first you don't succeed, try again. Then quit. No use being a darn fool about it.11. There will always be beer cans rolling on the floor of your car when the boss asks for a ride home from the office.12. Keep your boss's boss off your boss's back.13. Everything can be filed under "miscellaneous."14. Never delay the ending of a meeting or the beginning of a cocktail hour.15. To err is human; to forgive is not our policy.16. Anyone can do any amount of work provided it isn't the work he/she is supposed to be doing.17. Important letters that contain no errors will develop errors in the mail.18. If you are good, you will be assigned all the work. If you are really good, you will get out of it.19. You are always doing something marginal when the boss drops by your desk.20. People who go to conferences are the ones who shouldn't.21. If it wasn't for the last minute, nothing would get done.22. At work, the authority of a person is inversely proportional to the number of pens that person is carrying.23. When you don't know what to do, walk fast and look worried.24. Following the rules will not get the job done.25. Getting the job done is no excuse for not following the rules.26. When confronted by a difficult problem you can solve it more easily by reducing it to the question, "How would the Lone Ranger handle this?"27. No matter how much you do, you never do enough.28. The last person that quit or was fired will be held responsible for everything that goes wrong.Joe and Frank were in the office, and noticed that someone had put up a suggestion box with some 3 x 5 cards next to it. Both decided that this was a great idea, and each took a card to fill out.Joe wrote: "The office workers should all be given raises!"When he looked at Frank's card, it said: "Can we all have raises, and keys to the executive washroom, and personal secretaries, and new company cars, and new coffee cups, and longer lunch breaks, and an extra three weeks vacation each year, and a holiday on St. Patrick's Day, and Columbus Day and Martin Luther King's Birthday?"Joe said, "Frank, that isn't the right way of getting things changed around here. You shouldn't put all of your begs in one ask-it."
Read more…
